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About Us

Why Finance your Equipment with Waste Funding?
Time Tested for 25 Years.

As a division of Diversified Capital Credit, our name says it all! Waste Funding is committed to the equipment funding needs of the waste and recycling industry. Our team of finance specialists know this business and understand the challenges businesses face every day. That’s why Waste Funding is able to provide financing and structures that other banks and leasing companies cannot.  From start-ups to Fortune 500’s, we’ve been able to meet the financing requirement of thousands of companies in the waste and recycling for a quarter of a century.


Here are some highlights of what Waste Funding offers:

  • Transaction size: $5,000 to $10 million
  • Terms up to 10 years
  • “Application-only” to $250,000.
  • “Corporate only” for well established businesses
  • Start-up Business Programs
  • Custom Payment Plans including $0 down $0 advances and 90 day skip
  • Working Capital and SBA Loans
  • Fast, easy online applications and “e-signature” documents

No stone goes unturned.

Our sleeves are rolled up every step of the way and our team treats you like a partner and will do what ever it takes to successful obtain the proper financing for your waste and recycling equipment needs.  


Meet the Management Team of Financial Specialists:



Bruce Smith is the Founder, Owner and President of Diversified Capital Credit Corp. and it’s division Waste Funding.  Bruce holds a Bachelor of Arts degree in Economics from Ohio Wesleyan University and a Masters in Business Administration from the University of Michigan.  He has worked in equipment finance for 30 years. He has presented and been a panelist at a number of conferences, and his articles and interviews on equipment leasing and financing have been published in several trade publications.  Bruce has served on the board of directors of the National Equipment Finance Association (NEFA) and previously served as president of the Eastern Association of Equipment Lessors (EAEL).  Bruce received his Certified Lease and Finance Professional (CLFP) designation in February 2008.

Contact Bruce at 908-394-2026 or email at [email protected]